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Understanding Participant Loan Limits – July/August 2015

As a plan sponsor, you are not required to offer plan loans. Many employers make this feature available, however, to encourage participation. The reasoning is that if your employees - particularly younger, lower paid employees - know they can access the money in their plan accounts, they’ll be more comfortable contributing to your plan.

Recent Developments - July/August 2015

Catch up on the latest developments in the retirement plan industry.

Hardship Distribution and Loan Documentation – July/August 2015

The April 2, 2015, edition of the IRS newsletter for plan sponsors (Employer Plan News) contained an important reminder: Plan sponsors that permit hardship distributions or participant loans should review their current practices to ensure they are operating in compliance with IRS requirements.