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Home Equity Options
Fixed rate and term
Fixed monthly payments
Funds disbursed all at once
Interest may be tax deductible3
Low closing costs
Fixed rate and term
Interest may be tax deductible3
Quick and easy mortgage refinance option
unlock the power of your home's equity
Whatever you need, big or small, we have the right type of loan for you.
Apply Now Equity RatesWe're here to help
Home Equity Options
Leverage the equity in your home for your financing needs.
- Interest rate as low as 3.65% APR1
- Variable rate, revolving line of credit
- Funds available via check, Fifth Third Equity Flexline MasterCard®, online, in person, or at an ATM
- Earn Real Life Rewards® Points when using the card for purchases2
- Interest may be tax deductible3
- Interest only payments for the first 10 years1,4
- Ability to lock in your balance at a fixed rate with a fixed term for a $95 fee1
Borrowing Basics
- How Much?
Borrow what you can comfortably afford, not the amount you qualify for. - Debt to Income Ratio
Your monthly payments divided by your total income is your DTI. The lower your DTI, the more likely it is your loan will be approved. - Credit Score & Interest Rate
The higher your credit score, the lower your interest rate could be. - Fixed vs. Variable Rate
Fixed rate loan payments remain the same throughout the life of the loan. Variable rate loans are tied to a market index, so rates and payment amounts could vary over time.