A new simple way to manage your funds. Fifth Third Express Banking gives you immediate access to your money and the convenience and security of a banking relationship.
No monthly service charge, balance requirement or overdraft fees
No credit score requirement
Discounted fees of up to 50% on select services based on account usage2
No check writing or check deposits at ATMs
Account Features
Check Cashing and Direct Deposit
Check cashing and deposits at Fifth Third branch locations
Mobile Deposit with immediate funds availability1
Mobile and Online Banking1
Fifth Third Debit Card
With an Express Banking debit card you can make purchases in stores and online or get cash at more than 45,000 Fifth Third ATMs. It's safer than carrying cash with protection against unauthorized purchases if your card is lost or stolen.3
The more you use qualifying Fifth Third Express services, the more discounts you earn.2 Your tier pricing level is based on the number of qualifying transactions over the life of your account. And once you reach Tier 3, you stay there as long as your account is open.
Express Services Discount Tiers
Tier 1
Tier 2
Tier 3
Number of Transactions
0-4
5-15
16+
Discounts on Services2
Standard Pricing
25%
50%
Qualifying Transactions to Advance Tier Levels:
Direct Deposit/ACH Credits
Debit Card Purchases
Western Union Money Transfer® and Payments
Check Cashing
Money Orders
Cashier's Checks
Mobile Deposit with immediate funds availability
Discounts apply to:
Check Cashing
Money Orders
Cashier’s Checks
Mobile Deposit with immediate funds availability
Identity Alert5
$9.95 for Tiers 1 and 2; $6.00 for Tier 3. Identity Alert Premium - $14.95 for Tiers 1 and 2; $9.00 for Tier 3.
Savings Accounts4
Service charge waived for Tier 3 Express Banking customers.
Our check cashing solutions let you get cash immediately at competitive rates. You can cash practically any kind of check including payroll, government (tax refund, social security) and personal, and you can deposit that cash right into your Express Banking account.
Cashing/Depositing Transaction Tiers
Tier 1
Tier 2
Tier 3
Fifth Third Checks/On Us
1.00%
0.50%
Free
Payroll/Government & Non Personal Checks
2.00%
1.50%
1.00%
Personal Checks
4.00%
3.00%
2.00%
Minimum Fee Assessed
$4.00
$3.00
$2.00
No fee assessed for checks $20 and under.
Maximum fee for On Us/Fifth Third checks is $25.
Using Fifth Third’s mobile app you can deposit checks through your mobile device with funds available in seconds.1
Mobile Transaction Tiers
Tier 1
Tier 2
Tier 3
Payroll/Government & Non Personal Checks
2.00%
1.50%
1.00%
Personal Checks
4.00%
3.00%
2.00%
Minimum Fee Assessed
$4.00
$3.00
$2.00
No fee assessed for checks $20 and under.
The more you use qualifying Fifth Third Express services, the more discounts you earn.2 Your tier pricing level is based on the number of qualifying transactions over the life of your account. And once you reach Tier 3, you stay there as long as your account is open.
Express Services Discount Tiers
Tier 1
Tier 2
Tier 3
Number of Transactions
0-4
5-15
16+
Discounts on Services2
Standard Pricing
25%
50%
Qualifying Transactions to Advance Tier Levels:
Direct Deposit/ACH Credits
Debit Card Purchases
Western Union Money Transfer® and Payments
Check Cashing
Money Orders
Cashier's Checks
Mobile Deposit with immediate funds availability
Discounts apply to:
Check Cashing
Money Orders
Cashier’s Checks
Mobile Deposit with immediate funds availability
Identity Alert5
$9.95 for Tiers 1 and 2; $6.00 for Tier 3. Identity Alert Premium - $14.95 for Tiers 1 and 2; $9.00 for Tier 3.
Savings Accounts4
Service charge waived for Tier 3 Express Banking customers.
Our check cashing solutions let you get cash immediately at competitive rates. You can cash practically any kind of check including payroll, government (tax refund, social security) and personal, and you can deposit that cash right into your Express Banking account.
Cashing/Depositing Transaction Tiers
Tier 1
Tier 2
Tier 3
Fifth Third Checks/On Us
1.00%
0.50%
Free
Payroll/Government & Non Personal Checks
2.00%
1.50%
1.00%
Personal Checks
4.00%
3.00%
2.00%
Minimum Fee Assessed
$4.00
$3.00
$2.00
No fee assessed for checks $20 and under.
Maximum fee for On Us/Fifth Third checks is $25.
Using Fifth Third’s mobile app you can deposit checks through your mobile device with funds available in seconds.1
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