To earn your 10,000 Real Life Rewards® Bonus Points, which can be redeemed for $100 cash back, simply spend $1,000 within 90 days of opening your account13
Unlimited Cash Back All Day, Every Day.*
3% cash back rewards at restaurants and 2% cash back rewards on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories23
1% unlimited cash back rewards on all other purchases23
No Annual Fee4
0% introductory APR on Balance Transfers for the first 12 billing cycles after the account is opened. After that, your variable APR will be 14.74% to 23.74% based on your creditworthiness4
No international transaction fees on credit purchases4
Cell Phone Protection5
Calculate Cash Back with TRIO!
See how easy it is to earn cash back with the TRIOSM Credit Card. Click here to input your expenses into our cash back calculator and get an estimate of how much cash back you could earn.
Additional TRIOSM Benefits
More benefits for built-in peace of mind
Shop Worry Free
Price Protection5: If you find a lower price for a new item you purchased with your card, you may be eligible for reimbursement for the price difference.
Extended Warranty6: Get double the original manufacturer warranty for up to two years when you pay on your card.
Mastercard Priceless® Cities: An exclusive benefit for Mastercard cardholders! In cities across the globe, take advantage of special treatment offers like behind-the-scenes access, private event invitations, and tickets to the most coveted events. To find offers near you, click here: priceless.com.
Mastercard Airport Concierge™6: Get your own concierge to help you fly through airports faster & easier. Visit mastercard.com/airportconcierge for more details.
Mastercard Concierge Services6: Enjoy exclusive, personal assistance to help with dinner reservations, event tickets, locating hard-to-find items & coordinating business arrangements.
Mastercard Travel Services™6: Call to connect with a dedicated personal travel advisor 24/7 to help you plan an amazing travel experience. Or, make your own arrangements online. For more information or to book now, click here: Mastercard Travel Services.
Mastercard Global Service™6, MasterRental® Insurance and TPC Private Club Access also included.
Secure Your Purchases
Zero Liability®7: protects you from unauthorized purchases on your account.
Chip Technology: This card is chip-enabled and offers advanced security & better fraud protection for all your in-store purchases.
Mastercard ID Theft Protection™6: If someone steals your identity, you'll get resolution service assistance to help restore you to the good standing that you had prior to the violation.
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