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Feel safe and secure with comprehensive ID Theft Protection for you and your family.


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We're always on guard:


Staying ahead of identity thieves requires constant vigilance. Fifth Third Identity Theft Protection helps keep your personal information safe and protects you from the major forms of identity theft.

Protection Products

Fifth Third Identity Alert®

Get protection from the major types of identity theft with automatic daily credit monitoring, tools to manage your credit scores, identity theft insurance, and more.
Key Benefits:
  • Single Bureau Daily Credit Monitoring*1
  • Monthly Triple Bureau Credit Reports2 & CreditXpert® Credit Scores**3
  • Social Security Monitoring**4
  • Up to $25,000 Identity Theft Insurance*5
Enroll Now
Fifth Third Identity Alert Premium ®
Enjoy peace of mind with our most comprehensive ID Theft Protection for you and your family, which includes enhanced credit monitoring, expanded insurance coverage and additional protection for your child's Social Security number.
Key Benefits:
  • Triple Bureau Daily Credit Monitoring*6
  • Monthly Triple Bureau Credit Reports2 & CreditXpert® Credit Scores**3
  • Social Security Number**4 & Child's Social Security Number Monitoring**7
  • Up to $1 Million Identity Theft Insurance*5
Enroll Now

Identity Alert

Pricing

  • With a Preferred, Fifth Third Platinum Capital Account (PCA) or Fifth Third Private Bank Checking Account17 you'll receive a discount of $9.95 for a net cost of $0/month.
  • With any other Fifth Third checking or Express BankingSM Tier 3 account10 you'll receive a discount of $3.95 for a net cost of $6/month.

Otherwise, the cost is $9.95/month.

Upon enrollment, your monthly fee will be automatically deducted from your Fifth Third checking account each month unless you call 1-800-972-3030 to cancel your membership.

Identity Alert Premium

Pricing

  • With a Preferred, Fifth Third Platinum Capital Account (PCA) or Fifth Third Private Bank Checking Account17 you'll receive a discount of $9.95 for a cost of $5/monthly.
  • With any other Fifth Third checking or Express BankingSM Tier 3 account10 you'll receive a discount of $5.95 for a net cost of $9/month.

Otherwise, the cost is $14.95/month.

Upon enrollment, your monthly fee will be automatically deducted from your Fifth Third checking account each month unless you call 1-800-972-3030 to cancel your membership.

Benefits

Business Relationship Savings
Business Money Market
24-hour Daily Credit Monitoring*

Single Bureau1

Triple Bureau
All three major credit agencies6

Monthly access to Triple Bureau Credit Reports2 and CreditXpert® Credit ScoresTM 3**
Identity Fraud Support Service*
Identity Theft Insurance*

Up to $25,0005

Up to $1,000,0005

Quarterly All-Clear Notifications*

Single Bureau1

Triple Bureau
All three major credit agencies6

Credit Score Simulator**
Credit/Debit Card Monitoring**4
Credit Card Registration with Lost & Stolen Assistance**5,11
Social Security Monitoring**4
Annual Access to Your Public Records Report**
Financial Calculator Suite**
Credit Information Hotline**
Emergency Cash**12
Document Registration**
Text Alerts**9
Identity Verification Monitoring**8
Child SSN Monitoring**7
Registered Offender Locator**16
Neighborhood Reports**
FDA & Product Recall Notifications**13
Score Tracker with Alerts**14
DataSweep**15
Online Fraud Assist Toolbox**
Related Services
Notices & Disclosures

  • * Your credit monitoring and alerts, Identity Theft Insurance and Identity Fraud Support Service will begin automatically upon enrollment.

  • ** Your other additional benefits will not be available or released to you unless you visit 53identityalert.com and use the member account number to create log in credentials and then access these benefits.

1.

Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records or change of address that have been added to your credit reports as reported by one of the major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.

2.

Fifth Third Identity Alert, Financial Services Association, or their service providers as applicable, and their credit information subcontractors shall not have any liability for the accuracy of the information contained in your credit reports, credit scores, or monitoring reports which you receive in connection with the Fifth Third Identity Alert service, including liability for damages, direct or indirect, consequential or incidental.

3.

Your CreditXpert® ScoresTM are provided by CreditXpert Inc. Although these scores are not used by lenders to evaluate your credit, they are intended to reflect common credit scoring practices and are designed to help you understand your credit. Your scores are based on information from the files at the three major credit reporting agencies. Your scores may not be identical or similar to scores you receive directly from those agencies or from other sources.

4.

Fifth Third Identity Alert monitors up to ten registered credit/debit cards and your Social Security number on the Internet, based on extensive research of Internet chat rooms; however, it is impossible to ensure that all Internet chat rooms have been searched for your personal information. Accordingly, your monitoring alert reports may not contain or apprise you of all your personal information that is publicly available or that may have been compromised.

5.

IMPORTANT NOTICE: YOUR LIABILITY FOR UNAUTHORIZED USE UNDER FEDERAL LAW: For credit cards: If the card issuer has notified you of your maximum potential liability, has provided a means for you to notify the card issuer of credit card loss, and if the credit card contains a means of identifying the cardholder or authorized user, then your liability for unauthorized use of your card before the card issuer is notified is no more than $50.00 on each card. For debit and cash-machine (ATM) cards: Your liability for unauthorized use of your card is no more than $50.00 if you notify the card issuer of card loss within two business days after you learn of the loss of the card. After that, your liability is up to $500.00, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the two business day period. In addition, if you do not notify the card issuer within 60 days after a periodic statement showing unauthorized transfers is sent to you, then you will also be liable for the amount of unauthorized transfers that occurred after the 60-day period and before notice to the card issuer, provided that the card issuer establishes that the unauthorized charges would not have occurred if you had notified the card issuer within the 60-day period. Your card issuer's liability policy may provide for lesser liability amounts than indicated above. Consult your card issuer's terms and conditions for specific details. The policy of many card issuers is not to hold cardholders liable. Nothing set forth in your membership materials alters any rights you may have under federal or state law with respect to unauthorized or erroneous transactions on your card accounts. You are not required to have this service to maintain your credit, debit, or ATM cards.
The Identity Theft Insurance benefits are provided to all members, along with all other benefits afforded as part of the program, through Financial Services Association (FSA or the "Association"). Upon enrollment in the program, you will automatically be admitted as a member of the Association. The Identity Theft Insurance is underwritten by insurance company subsidiaries or affiliates of American International Group, Inc., under group policy # 7077733 for non-New York State Insureds and # 1423212 for New York State Insureds. All exclusions and limitations of the master policy apply. See the Benefits Summary for details regarding such exclusions and limitations. Availability of coverage is subject to underwriting qualifications and state laws and regulations. Coverage is subject to actual policy language.

6.

Daily monitoring will notify you of any new inquiries, certain derogatory information, accounts, public records, or change of address that have been added to your credit reports as reported by any of the three major credit reporting agencies. If no information has been added or changed, then you will receive a quarterly notification stating that no information has changed within your credit file.

7.

Fifth Third Identity Alert monitors the Social Security number for up to ten of your children who are under the age of 18 in credit headers and pre-credit data sources; however, it is impossible to ensure that all pre-credit data sources have been searched. Accordingly, your child monitoring alert notifications may not contain or apprise you of all instances in which your child's Social Security number may have been compromised. Once your child turns 18, he/she will be removed from the monitoring.

8.

Exclusion Language: The information network is comprised of many U.S. credit issuers, including credit card issuers, retailers, and telecom companies. However, Fifth Third Identity Alert Premium information network does not include all companies that require verification of your identity prior to providing you with a service or credit. As a result, it is possible that fraudulent attempts to verify your identity could be submitted using your personal information that is not detected by Fifth Third Identity Alert Premium.

9.

Mobile Internet data charges may apply as well as text messaging charges. Contact your mobile service provider for details.

10.

Payments are required to be made from a Fifth Third checking or Express BankingSM account. For more information on Express Banking visit www.53.com/express. Deposit and credit products provided by Fifth Third Bank. Member FDIC.

11.

Some financial institutions may require you to call them directly and will not accept notification from third parties in which case we will contact you so that you can call your financial institution directly.

12.

Member must be at least 100 miles from home and have available credit on a designated bank card. Emergency cash is charged as cash advance, and is subject to that account's finance rates.

13.

Fifth Third Identity Alert, or its service providers as applicable, do not make any representation, express or implied, that the information provided by the FDA & product recall list service is accurate. This service relies on publicly available data and, therefore, not all FDA & product recalls may be in the service's database.

14.

Score Tracker displays your Experian Scorex PLUS credit score. Although this score is not used by lenders to evaluate your credit, it is intended to reflect common scoring practices. Your score is calculated using a specific algorithm and is based on information from the files at Experian. Your score may not be similar to scores you receive directly from Experian or from other sources.

15.

Fifth Third Identity Alert monitors up to three of your current or past physical addresses, three of your phone numbers, and three of your e-mail addresses on the internet based on a search of internet directories; however, we cannot ensure that all internet directories have been searched for your personal information. Accordingly, we may not be able to apprise you of all of your personal information that may have been compromised.

16.

Fifth Third Identity Alert, or its service providers as applicable, do not make any representation, express or implied, that the information provided by the Registered Sex Offender Locator service is accurate. This service relies on publicly available data and, therefore, the location of all sex offenders may not be in the service's database. This service does not monitor addresses in the state of California.

17.

Eligible Private Bank checking accounts include Fifth Third Platinum Capital Account (PCA) and Fifth Third Private Bank Checking.

The benefits in Fifth Third Identity Alert are provided by Fifth Third's vendor, Affinion Benefits Group, LLC.

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